Financial Crimes QC Analyst at Upgrade | Powderkeg

Location: San Francisco/Phoenix

Employment Type: Full-Time

Team: Compliance

Upgrade is a fintech unicorn founded in 2017. We are the fastest-growing company in the Americas (Financial Times). In the last five years, over 15 million people have applied for an Upgrade card or loan, and we have delivered over $10 billion in affordable and responsible credit. Our innovative Upgrade Card is the fastest growing credit card in America (Nilson Report). Combining the flexibility of a credit card with the low cost of an installment loan helps us redefine banking.

Upgrade has been named a “Best Place to Work in the Bay Area” three years in a row, one of the “Top Companies to work for in Arizona”, and we have received awards for being a best company for Diversity, Women, Culture, and Veterans.

We are looking for new team members who get excited about designing and delivering new and better products to join a team of 1300 talented and passionate professionals. Come join us if you like to tackle big problems and make a meaningful difference in people's lives.

What You'll Do:

  • Support the AML Program Manager in the development of an ongoing testing environment as part of the second line of defense
  • Conduct quality control testing of related processes and procedures to determine compliance in meeting the department’s operational objectives
  • Gather data, conduct analyses, and report findings
  • Work with FC leadership to build action plans to correct identified exceptions, deficiencies, technical errors, and observations
  • Review Incident Reports to ensure they meet the expectations of our Bank partners and investors

What You'll Have

  • Bachelor's degree required
  • CAMS, CFE, or CGSS certification preferred
  • 3+ years of AML or Fraud related experience in consumer banking, credit cards - experience working at a FinTech or start-up is a plus
  • Must have working knowledge of the federal requirements under the Bank Secrecy Act requirements including Customer Identification Program/USA Patriot Act and OFAC (Office of Foreign Assets Control)
  • Experience documenting process requirements, workflows, and developing metrics
  • Detailed oriented and able to manage multiple projects simultaneously
  • Requires excellent written and verbal communication skills


  • Competitive salary and stock option plan
  • 100% paid coverage of medical, dental and vision insurance-
  • 401K match
  • Unlimited vacation
  • Hybrid workplace
  • Learning stipend for personal growth and development
  • Paid parental leave
  • Health & wellness initiatives

This role is in-office (Phoenix or San Francisco), and we offer a partial week remote option.

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Job Summary
  • Job Title
    Financial Crimes QC Analyst
  • Company
  • Location
    San Francisco, CA
  • Employment Type
    Full time
Ready to apply?
Ready to apply?