Licensing & Regulatory Specialist at Upgrade | Powderkeg

Location: Phoenix

Employment Type: Full-Time

Team: Legal

Upgrade is a fintech unicorn founded in 2017. We are the fastest-growing company in the Americas (Financial Times). In the last five years, over 15 million people have applied for an Upgrade card or loan, and we have delivered over $10 billion in affordable and responsible credit. Our innovative Upgrade Card is the fastest growing credit card in America (Nilson Report). Combining the flexibility of a credit card with the low cost of an installment loan helps us redefine banking.

Upgrade has been named a “Best Place to Work in the Bay Area” three years in a row, one of the “Top Companies to work for in Arizona”, and we have received awards for being a best company for Diversity, Women, Culture, and Veterans.

We are looking for new team members who get excited about designing and delivering new and better products to join a team of 1300 talented and passionate professionals. Come join us if you like to tackle big problems and make a meaningful difference in people's lives.


  • Tracking applicable regulatory updates from both state and federal agencies and communicating updates to business partners
  • Assisting Corporate Counsel with the state licensing process
  • Tracking and maintaining all state licenses including applications, reporting, and renewals and regularly communicating with state agencies and regulatory bodies
  • Preparing and filing quarterly and annual reports with various Secretaries of State
  • Administering legal team knowledge management initiatives
  • Assisting with ongoing and threatened litigation
  • Providing general administrative assistance to the legal and compliance teams as needed and driving efficiency in legal operations
  • Investigating facts and preparing timelines for attorney and business review
  • Organizing and archiving documents related to ongoing and completed matters
  • Drafting legal documents
  • Communicating with various courts and filing legal pleadings in Federal courts
  • General legal research to assist with legal projects and litigation


  • 5+ years of experience including some work in litigation and/or in the financial services industry
  • Prior work at a recognized law firm; additional in-house experience a plus
  • Excellent interpersonal, written, and verbal communication skills
  • General understanding of consumer credit products
  • The ability to work with team members at all levels and be resourceful, proactive and efficient with a high level of professionalism and confidentiality
  • Attention to detail and strong decision-making abilities
  • Experience working independently and prioritizing tasks


  • Registered notary public in Arizona


  • Competitive salary and stock option plan
  • 100% paid coverage of medical, dental and vision insurance-
  • 401K match
  • Unlimited vacation
  • Hybrid workplace
  • Learning stipend for personal growth and development
  • Paid parental leave
  • Health & wellness initiatives

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Job Summary
  • Job Title
    Licensing & Regulatory Specialist
  • Company
  • Location
    San Francisco, CA
  • Employment Type
    Full time
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