Quantitative Analyst at Upgrade | Powderkeg

Location: San Francisco

Employment Type: Full-Time

Team: Compliance

Upgrade is a fintech unicorn founded in 2017. We are the fastest-growing company in the Americas (Financial Times). In the last five years, over 15 million people have applied for an Upgrade card or loan, and we have delivered over $10 billion in affordable and responsible credit. Our innovative Upgrade Card is the fastest growing credit card in America (Nilson Report). Combining the flexibility of a credit card with the low cost of an installment loan helps us redefine banking.

Upgrade has been named a “Best Place to Work in the Bay Area” three years in a row, one of the “Top Companies to work for in Arizona”, and we have received awards for being a best company for Diversity, Women, Culture, and Veterans.

We are looking for new team members who get excited about designing and delivering new and better products to join a team of 900 talented and passionate professionals. Come join us if you like to tackle big problems and make a meaningful difference in people's lives.


  • Learn Risk & Compliance Department with a focus on the backend databases containing all relevant business information
  • Continue to gain an understanding of the business through design, develop, unit testing, and maintenance of Tableau reports for scalability, manageability, extensibility, performance, and re-use
  • Work with team members to create useful reports and dashboards that provide insight, improve/automate processes, or otherwise add value to the team
  • Collaborate with various teams across Upgrade for contextual understanding of input data, as well as communicate findings to those teams ex-post
  • Work towards automation and scalability of Risk & Compliance operations
  • Actively build your skillset by researching and learning new statistics, data science, and development tools and techniques.


  • Bachelor’s Degree in STEM or STEM related field
  • 2+ years experience as a technical resource in statistics, mathematics, data science, or development
  • Proficient in Excel
  • Willingness to learn python, SQL, data modeling, and database schema
  • Experience with data visualization tools through Tableau or similar
  • Comfortable going deep into complex technical topics, understanding modeling and algorithms
  • Comfortable Writing documentation and presenting analysis to people with different levels of expertise
  • Business-focused mindset with a demonstrated ability to take ownership and resolve issues with minimal supervision


  • Experience using Python
  • Experience using SQL, data modeling, and database schema


- Competitive salary and stock option plan

- 100% paid coverage of medical, dental and vision insurance

- 401K match

- Unlimited vacation

- Hybrid workplace

- Learning stipend for personal growth and development

- Paid parental leave

- Health & wellness initiatives

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

California Employee Privacy Notice

Effective Date: 1/1/2020

Notice to Applicants for Employment, Employees, and Contractors:

This California Employee Privacy Notice is intended to provide California consumers who are employed or apply for employment or a contractor position with Upgrade information about the categories of personal information Upgrade collects and how the company uses this information. For any questions about this notice, please contact ccpa@upgrade.com.

Personal Information Upgrade Collects:

_Identifying information: including name, address, email, telephone number, social security number, driver license number, passport number, and other personal identifying information. Information you provide as a part of a job application or from a background check performed after a job offered is extended, including employment, education, credit, and criminal history. Data on work productivity and performance, including hours worked, electronic network activity, and tasks performed. _

Purposes for Collecting Personal Information:

_To consider applications for employment. To complete payments, including payroll, expense reimbursement, other compensation-related payments, and the administration of stock options. To administer benefits, including medical, dental, vision, commuter, and retirement benefits. To provide human resources services and conduct performance evaluations. To monitor work eligibility including work-related licenses, credentials, training, and eligibility to work in the United States. To ensure a safe and efficient working environment. To comply with applicable legal or regulatory requirements including state and federal company reporting obligations. _

Job Summary
  • Job Title
    Quantitative Analyst
  • Company
  • Location
    San Francisco, CA
  • Employment Type
    Full time
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