Location: Phoenix

Employment Type: Full-Time

Team: Compliance

Upgrade is a fintech unicorn founded in 2017. We are the fastest-growing company in the Americas (Financial Times). In the last five years, over 15 million people have applied for an Upgrade card or loan, and we have delivered over $10 billion in affordable and responsible credit. Our innovative Upgrade Card is the fastest growing credit card in America (Nilson Report). Combining the flexibility of a credit card with the low cost of an installment loan helps us redefine banking.

Upgrade has been named a “Best Place to Work in the Bay Area” three years in a row, one of the “Top Companies to work for in Arizona”, and we have received awards for being a best company for Diversity, Women, Culture, and Veterans.

We are looking for new team members who get excited about designing and delivering new and better products to join a team of 1300 talented and passionate professionals. Come join us if you like to tackle big problems and make a meaningful difference in people's lives.

Responsibilities:

• Execute scheduled regulatory compliance focused testing across all lines of business
• Propose methods of testing innovation discussed and agreed with a team leader
• Gather data, perform analyses, and document results
• Identify potential compliance, conduct and reputational risks, and effectively escalate to appropriate individuals
• Multi-task work on several different reviews with different individuals at the same time
• Leverage strong communication skills to interact with Compliance and business senior management
• Team with colleagues across the country to share findings and refine processes

Skills:

• Bachelor's degree
• Broad knowledge of financial products, markets, and laws and regulations, including consumer regulations such as TILA, ECOA, and UDAAP
• Excellent critical thinking, presentation, written communication, time management, and analytical skills
• Integrity, motivation, intellectual curiosity, and enthusiasm
• Knowledge of Microsoft Word and Excel
• Compliance, auditing, testing, legal, or regulatory/law enforcement experience
• Experience in the financial services industry, either working for an lender, investor, marketplace platform, law firm, or regulator
• Understanding of consumer-facing regulations, information technology systems, and standard system implementation methodologies

Benefits / Perks:

• COVID-19
• Our office space exceeds OSHA and CDC guidelines for workspaces amidst COVID-19. This is an in office job and work from home is not regularly offered.
• Benefits, Perks & the fun stuff:
• Great OPEN office environment!
• Conveniently located in the heart of Downtown Phoenix
• Comprehensive benefits package: Medical, dental, vision, life insurance & disability
• Paid parking or platinum pass
• Close to light rail and public transportation
• New Hire Training Program
• Wellness Incentive Program
• Paid time off (PTO)
• Kitchen stocked with beverages, snacks & treats

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.