<p>Location: Hartford, CT</p><br/><p>Employment Type: Full Time</p><br/><p>Team: Underwriting</p><br/><div><span style="font-size: 16px">Hi, we’re Gravie. Our mission is to improve the way people purchase and access healthcare through innovative,&nbsp;consumer-centric health benefit solutions that people can actually use.&nbsp;Our industry-changing products and services are developed and delivered by a diverse group of unique people. We encourage you to be your authentic self - we like you that way.</span></div><div><span style="font-size: 16px">&nbsp;</span></div><div><b style="font-size: 16px">A Little More About Us:</b></div><div><span style="font-size: 16px">·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; We know healthcare. Our company was founded and is still led by industry veterans who have started and grown several market-leading companies in the space.</span></div><div><span style="font-size: 16px">·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; We are quickly becoming one of the fastest growing health benefits companies in the country. We have received numerous awards and accolades, including Inc. Magazine Best in Business Gold Medal award in 2021, and JMP Securities Top 50 Private Companies in Insurtech in 2022.</span></div><div><span style="font-size: 16px">·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; We have raised money from top tier investors who share the same long-term vision as we do of building an industry defining company that will endure over the long run. We are well capitalized.</span></div><div><span style="font-size: 16px">·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Our customers like us. Our revenue churn is in the low single digits, in an industry where greater than 20% churn is common.</span></div><div><span style="font-size: 16px">·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Our culture is unique. We tend to be non-hierarchical, merit-driven, opinionated but kind people who thrive working in a high-performance, fast-paced environment. People at Gravie care deeply about making a positive impact in the lives of the people we serve. We may not be the right place for everybody, but if you get energized by doing work every day that focuses on putting consumers at the front of the line, we could be a great place for you. It takes unique people and diverse perspectives to deliver our results. We encourage you to be your authentic self – we like you that way.</span></div><div><span style="font-size: 16px">&nbsp;</span></div><div><b style="font-size: 16px">A Little More About The Role</b><span style="font-size: 16px">:</span></div><div><span style="font-size: 16px">Gravie has created an innovative approach to underwriting, which gives us a unique competitive edge, especially in the small to midsize business segment. In order to turn this into lasting strategic advantage, we are looking for an accomplished underwriting executive who will help us to scale and evolve the underwriting team, and operationalize the processes, controls, and systems that are needed to operate at scale. Reporting to Gravie’s Chief Underwriter, you will partner with the executive, sales, account management, finance, and actuarial teams to continue imagining how Gravie’s underwriting strategy differentiates us. And, you’ll be responsible for the planning, implementation, and execution of that underwriting strategy, establishing metrics for oversight and measurement, and making the right changes and adjustments along the way.</span></div><div><span style="font-size: 16px">&nbsp;</span></div><div><b style="font-size: 16px">You Will:</b></div><div><span style="font-size: 16px">·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Lead underwriting teams in refining and perfecting underwriting strategies and practices for new and renewing books of business.</span></div><div><span style="font-size: 16px">·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Oversee achievement of underwriting business and financial goals like profitability, MLR, close ratio, quote efficiency and others. You’re always seeking out opportunities to improve.</span></div><div><span style="font-size: 16px">·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Analyze each segment of a fast-growing underwriting team to ensure that the quality, performance and operational efficiency of the team supports our strategy and performance goals.</span></div><div><span style="font-size: 16px">·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Partner with Finance and Actuarial leadership to refine processes, tools, and systems that ensure alignment with business goals, including growth, and profitability.</span></div><div><span style="font-size: 16px">·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Support Gravie’s sales and account management teams by developing relationships and establishing trust with key brokers and employers, serving as a thought leader in the industry and representing Gravie externally as needed.</span></div><div><span style="font-size: 16px">·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Use your judgment and experience to make financial decisions, balance top line growth with profitability that’s in alignment with the company’s financial goals and evaluate the effectiveness of our limits of authority guidelines.</span></div><div><span style="font-size: 16px">·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Build partnerships with Sales, Account Management and others, collaborating with anyone you need, and anyone who needs to provide amazing products and services to our customers.</span></div><div><span style="font-size: 16px">·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Represent Underwriting and the Chief Underwriting Officer in key meetings on topics like pricing reviews, new business reviews, and critical renewals.</span></div><div><span style="font-size: 16px">·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Support external broker and customer meetings.</span></div><div><span style="font-size: 16px">·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Demonstrate commitment to core Gravie competencies - authenticity, curiosity, creativity, empathy, and outcome orientation.</span></div><div><br></div><div><b style="font-size: 16px">You Bring:</b></div><div><span style="font-size: 16px">·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Bachelor’s Degree in Business, Finance, Economics, Statistics, Mathematics, Insurance or other related majors. We care less about what your diploma says and more about how your experiences have positioned you as an underwriting expert.</span></div><div><span style="font-size: 16px">·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 10+ years of relevant Underwriting Leadership/Management experience at health plan. (We care less about your title and more about the depth and breadth of your previous senior leadership experience, and how you’ve developed and implemented underwriting strategies)</span></div><div><span style="font-size: 16px">·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Seriously strong financial and business acumen.</span></div><div><span style="font-size: 16px">·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Successful demonstrations during previous experience going outside an underwriting manual, using creative strategies to advance the practice of underwriting.</span></div><div><span style="font-size: 16px">·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Strong demonstrated familiarity with underwriting self-funded, and level-funded health plans.</span></div><div><span style="font-size: 16px">·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Strong demonstrated familiarity with underwriting medical stop-loss risk.</span></div><div><span style="font-size: 16px">·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Excellent acumen around executive communication and negotiation skills.</span></div><div><span style="font-size: 16px">·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Strong technical underwriting experience/background.</span></div><div><span style="font-size: 16px">·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Commitment to leading and developing people and shaping an amazing underwriting team.</span></div><div><span style="font-size: 16px">·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Experience using technology to optimize underwriting performance and efficiencies.&nbsp;</span></div><div><span style="font-size: 16px">&nbsp;</span></div><div><span style="font-size: 16px">Competitive pay is standard. Our unique benefits program is the gravy, i.e., the special sauce that sets our compensation package apart. In addition to standard benefits, Gravie’s package includes alternative medicine coverage, flexible PTO, up to 16 weeks paid parental leave, paid holidays, cell phone reimbursement, education reimbursement, and 1 week of paid paw-ternity leave just to name a few.</span></div>

Location: Hartford, CT

  

Employment Type: Full Time

  

Team: Underwriting

  

Hi, we’re Gravie. Our mission is to improve the way people purchase and access
healthcare through innovative, consumer-centric health benefit solutions that
people can actually use. Our industry-changing products and services are
developed and delivered by a diverse group of unique people. We encourage you
to be your authentic self - we like you that way.



 **A Little More About Us:**

·       We know healthcare. Our company was founded and is still led by
industry veterans who have started and grown several market-leading companies
in the space.

·       We are quickly becoming one of the fastest growing health benefits
companies in the country. We have received numerous awards and accolades,
including Inc. Magazine Best in Business Gold Medal award in 2021, and JMP
Securities Top 50 Private Companies in Insurtech in 2022.

·       We have raised money from top tier investors who share the same long-
term vision as we do of building an industry defining company that will endure
over the long run. We are well capitalized.

·       Our customers like us. Our revenue churn is in the low single digits,
in an industry where greater than 20% churn is common.

·       Our culture is unique. We tend to be non-hierarchical, merit-driven,
opinionated but kind people who thrive working in a high-performance, fast-
paced environment. People at Gravie care deeply about making a positive impact
in the lives of the people we serve. We may not be the right place for
everybody, but if you get energized by doing work every day that focuses on
putting consumers at the front of the line, we could be a great place for you.
It takes unique people and diverse perspectives to deliver our results. We
encourage you to be your authentic self – we like you that way.



 **A Little More About The Role** :

Gravie has created an innovative approach to underwriting, which gives us a
unique competitive edge, especially in the small to midsize business segment.
In order to turn this into lasting strategic advantage, we are looking for an
accomplished underwriting executive who will help us to scale and evolve the
underwriting team, and operationalize the processes, controls, and systems
that are needed to operate at scale. Reporting to Gravie’s Chief Underwriter,
you will partner with the executive, sales, account management, finance, and
actuarial teams to continue imagining how Gravie’s underwriting strategy
differentiates us. And, you’ll be responsible for the planning,
implementation, and execution of that underwriting strategy, establishing
metrics for oversight and measurement, and making the right changes and
adjustments along the way.



 **You Will:**

·       Lead underwriting teams in refining and perfecting underwriting
strategies and practices for new and renewing books of business.

·       Oversee achievement of underwriting business and financial goals like
profitability, MLR, close ratio, quote efficiency and others. You’re always
seeking out opportunities to improve.

·       Analyze each segment of a fast-growing underwriting team to ensure
that the quality, performance and operational efficiency of the team supports
our strategy and performance goals.

·       Partner with Finance and Actuarial leadership to refine processes,
tools, and systems that ensure alignment with business goals, including
growth, and profitability.

·       Support Gravie’s sales and account management teams by developing
relationships and establishing trust with key brokers and employers, serving
as a thought leader in the industry and representing Gravie externally as
needed.

·       Use your judgment and experience to make financial decisions, balance
top line growth with profitability that’s in alignment with the company’s
financial goals and evaluate the effectiveness of our limits of authority
guidelines.

·       Build partnerships with Sales, Account Management and others,
collaborating with anyone you need, and anyone who needs to provide amazing
products and services to our customers.

·       Represent Underwriting and the Chief Underwriting Officer in key
meetings on topics like pricing reviews, new business reviews, and critical
renewals.

·       Support external broker and customer meetings.

·       Demonstrate commitment to core Gravie competencies - authenticity,
curiosity, creativity, empathy, and outcome orientation.

  

 **You Bring:**

·       Bachelor’s Degree in Business, Finance, Economics, Statistics,
Mathematics, Insurance or other related majors. We care less about what your
diploma says and more about how your experiences have positioned you as an
underwriting expert.

·       10+ years of relevant Underwriting Leadership/Management experience at
health plan. (We care less about your title and more about the depth and
breadth of your previous senior leadership experience, and how you’ve
developed and implemented underwriting strategies)

·       Seriously strong financial and business acumen.

·       Successful demonstrations during previous experience going outside an
underwriting manual, using creative strategies to advance the practice of
underwriting.

·       Strong demonstrated familiarity with underwriting self-funded, and
level-funded health plans.

·       Strong demonstrated familiarity with underwriting medical stop-loss
risk.

·       Excellent acumen around executive communication and negotiation
skills.

·       Strong technical underwriting experience/background.

·       Commitment to leading and developing people and shaping an amazing
underwriting team.

·       Experience using technology to optimize underwriting performance and
efficiencies.



Competitive pay is standard. Our unique benefits program is the gravy, i.e.,
the special sauce that sets our compensation package apart. In addition to
standard benefits, Gravie’s package includes alternative medicine coverage,
flexible PTO, up to 16 weeks paid parental leave, paid holidays, cell phone
reimbursement, education reimbursement, and 1 week of paid paw-ternity leave
just to name a few.

