Credit Risk Analyst II at Braviant Holdings | Powderkeg

Location: Remote

Employment Type: Full Time

Team: Analytics

At Braviant, we believe in hiring great talent and offering them the flexibility to achieve great results unbounded by geography. Braviant is offering a fully remote option for anyone in the U.S. who wants to join our team and help us grow. We also have an office space in the heart of downtown Chicago for those who prefer to get out of the house and collaborate with some colleagues in person.

Who we are:

Braviant is a leading provider of tech-enabled credit products that combines breakthrough technology and cutting-edge machine learning to transform how people access credit online. Our next-generation approach to lending reduces credit barriers and creates a Path to Prime to help millions of underbanked consumers build credit history, reduce their cost of borrowing, and take control of their personal finances. Braviant has been named multiple times to the Inc. 5000 list of fastest growing private companies and has been recognized as a Best Place to Work by Crain’s Chicago, BuiltIn Chicago and American Banker.

The Role:

Our analytics team is looking for a Credit Risk Analyst II to focus on our Direct Mail marketing channel. This role will be instrumental in testing, optimizing, and implementing new analytics strategies to drive profitable growth as we seek to match the configuration of our products to the needs of our customers. We are seeking a hands-on data analyst with strong technical skills who enjoys analyzing large data sets to solve complex problems.


What you’ll be doing:

· Create strategies for implementation of predictive models such as selection criteria for direct mail offers, approve vs. decline cutoffs, and verification requirements for new customer segments

· Collaborate with the Data Science team to define requirements and use-cases for solutions that can rank order customers by attributes such as likelihood to respond to a marketing offer, default, and overall profitability.

· Analyze and identify opportunities to further the execution of our disciplined growth strategy that balances short-term vs. long-term profitability and appropriately mitigates credit risk.

· Collaborate with the Marketing team to use data to report on creative marketing test results

· Develop reporting to monitor and validate campaign performance and various Key Performance Indicators (KPIs) over time.

What you’ll bring:

· 1-2 years of relevant work experience in an analytical role.

· Strong data analysis skills using Python, SQL, and Excel with pivot tables

· Bachelor’s Degree in an analytical field of study: mathematics, statistics, physics, engineering, computer science, etc.

· Strong analytical and critical thinking skills and comfort with making data driven decisions

· Ability to organize and manage multiple priorities with a sense of urgency

· Strong attention to details

· Comfortable with ambiguity and possess a 'figure it out & get it done' mentality

· Great verbal and writing communication skills

· Highly self-motivated in a fully remote working environment


What makes you stand out:

· Internet-based financial services experience.

· Master’s degree in an analytical field of study.

· You’re comfortable with the unknown: startup life allows for a broad, wide ranging role, but also means priorities and work can change quickly. You should be excited about all this entails!

What it's like to work here:

We're about achieving results while having fun along the way. We believe in solving problems together and building on each other’s ideas. Our teams are comprised of smart, curious individuals and we encourage everyone to think like an owner, take initiative and drive their careers. Our broad roles provide tremendous opportunities for individuals to acquire new skills, gain exposure to all areas of the business, and quickly see their impact at Braviant. Want to learn more? Check us out on [Glassdoor](https://www.glassdoor.com/Overview/Working-at-Braviant-Holdings- EI_IE1410816.11,28.htm), BuiltIn and our Newsroom

Job Summary
  • Job Title
    Credit Risk Analyst II
  • Company
    Braviant Holdings
  • Location
    Remote
  • Employment Type
    Full time
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