Location: United States

Employment Type: Full Time Exempt

Team: Legal

Dave is a banking app on a mission to build products that level the financial playing field. To date, we've helped more than 11 million customers bank, budget, avoid overdraft fees, find work, and build credit—and we're just getting started. We believe in a world where everyone has access to financial opportunity and the ability to reach their personal financial goals. With a growing suite of tools and services, we provide a superior banking experience for anyone living paycheck to paycheck.

As a virtual-first company, there is no preference on where we get our work done. You are able to live anywhere in the United States, with the exception of Hawaii.

As Senior Product & Regulatory Counsel, you will be responsible for providing legal guidance to our Product, Engineering, Marketing and Design teams in connection with financial product development initiatives. You will partner with these internal teams to develop new products, advising on legal risk and compliance with applicable law, including consumer financial and payments laws and regulations.

What You'll Do

• Provide timely, concise, and business-focused legal advice on federal and state payments and/or banking laws, rules and regulations
• Provide guidance to our Product and Engineering teams as an embedded partner in order to successfully launch compelling and compliant products and services
• Partner with and support our Marketing and Design teams, advising on marketing collateral and product claims
• Draft terms of use, product policies, and disclosures, and work with our Compliance team to implement related processes
• Remain up-to-date on relevant industry, consumer protection, and advertising laws and regulations to ensure an ongoing ability to provide sound advice
• Develop strong, collaborative relationships with internal stakeholders

What You'll Need

• J.D. degree and a state bar member in good standing
• 7+ years of experience, preferably with some in-house experience
• Familiarity and experience with payments, banking and FinTech legal issues, including the laws, rules and regulations applicable to banks, bank partners, and/or the participants in the payments ecosystem, including processors and program managers
• Excellent organization and project management skills, and the ability to independently prioritize multiple simultaneous projects with different deadlines
• Sound and practical business judgment, intellectual creativity, and problem-solving skills
• Ability to develop positive relationships with internal partners, including senior company executives and external stakeholders

Benefits & Perks

• Premium Medical, Dental, and Vision Insurance plans

• Insurance premiums 100% covered for you and 80% for your dependents

• Company provided Basic Life and Short-Term and Long-Term Disability plans

• Generous paid parental and caregiver leave

• Voluntary Life Insurance

• 401(k) savings plan with matching contributions

• Unlimited PTO and generous company holidays

• Company laptop and home office stipend

• Personal financial advisor

Dave Inc is proud to be an Equal Employment Opportunity employer. We do not discriminate based upon race, ethnicity, religious creed, color, national origin, ancestry, gender (including pregnancy, childbirth, or related medical conditions), gender identity, gender expression, sexual orientation, marital status, age, status as a protected veteran, status as an individual with a disability, medical condition, or any other category protected by applicable federal and state law, including the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance relating to an applicant's criminal history.

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